Our third party lending partners specialize in financing auto loans for people with credit issues. So if you have bad credit, bankruptcies, repossessions, divorce or even no credit history at all, we have the perfect program for you. Instead of using your credit score (FICO score) for approval, we focus more on your current job and residence.

You Choose Your Terms

Our patented credit approval process is quick, easy and straight forward allowing us to get your approval while you wait, usually in about 5 minutes. At Pearson Motor Company you will be able to sit down and dictate your own terms, from the amount of your down payment, your monthly payments, even the length of your loan.

Build Your Credit

Unlike most used car dealers, we report to all three credit bureaus every month, so you will be able to imporve your credit allowing you the financial freedom for things like purchasing a home or obtaining major credit cards.

Peace of Mind

At Pearson Motor Company we offer extended warranties from 3 months up to 48 months. Our warranties are accepted nationwide and include 24-hour road side assistance, towing coverage, rental car reimbursement and comprehensive coverage protection at competitive prices.